Licensing and regulation
CFA members are licensed and regulated by the Office of Fair Trading, and must comply with all relevant UK legislation, including:
• Consumer Credit Act 1974 (as amended by the Consumer Credit Act 2006)
• Consumer Credit Regulatory Guidance issued by the Office of Fair Trading
• Data Protection Act 1998
• Privacy and Electronic Communications (EC Directive) Regulations 2003
• Consumer Protection from Unfair Trading Regulations 2008 and related Office of Fair Trading Guidance
• Financial Services (Distance Marketing) Regulations 2004
• Enterprise Act 2002
• Money Laundering Regulations 2007
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 | | CFA members offer customers quick access to small sums, through high street offices and the internet. The CFA encourages the highest standards among its members and their staff in terms of transparency, customer service and responsible lending.
 Click here to download a consumer leaflet about choosing and using payday loans.
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